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INSURE YOUR LIFE FOR LIFE

What is it?

Permanent life insurance is our signature product. It provides money to your family when you die, and builds cash value while you live. It’s guaranteed. It’s secure. It’s dynamic. 

 

 

Who needs it?

Permanent life insurance is a great way to provide security for your family.  It may be an ideal solution for people who are interested in:

  • Providing money for final expenses so your family doesn’t have to.

  • Replacing income so that your family’s financial life doesn’t have to change in case you pass away suddenly.

  • Providing college funds for your children in case of an untimely death.

  • Protecting your spouse from the burden of a mortgage in the event of the unexpected.

  • Giving a donation to a charity or special interest.

  • Supplementing an estate or mitigating estate taxes.

How does it work?

Permanent life insurance – like all life insurance – is designed primarily to provide money (also known as a death benefit) to your designated beneficiary when you pass away – guaranteed.

All Knights of Columbus permanent life insurance policies (with the exception of Graded Premium – see below) have premiums that are guaranteed not to increase, so you won’t have to worry about any surprises.

Our permanent life insurance policies also accrue cash value over time. Should the policy be eligible for any dividends (which are not guaranteed), you can also elect to put those proceeds back into your policy by purchasing additional paid-up insurance. Additional paid-up insurance increases your policy’s death benefit and cash value. Your policy’s cash value can be used as cash, either through a partial loan or a full surrender of the policy*, or as collateral.

Contact Us today to learn more about our permanent life insurance products, and about the safety and security that we can help provide.